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Health Insurance for Everyone!
You may qualify for a Special Enrollment Period if you’ve had certain life events, including losing health coverage, moving, getting married, having a baby, or adopting a child. Depending on your Special Enrollment Period type, you may have 60 days before or 60 days following the event to enroll in a plan.
We Have Plans That Do Not Require a Special Enrollment – Coverage Starts Next Day.
Medicare Insurance
Are you eligible to receive Medicare? You may have Medicare plan options outside the federal system, Original Medicare (Part A and Part B). Find out about options for all the Medicare Advantage plans, Medicare Prescription Drug Plans, and Medicare Supplement plans.
If you want to remain with Original Medicare, you may be eligible to sign up for a Medicare Supplement (Medigap) program to help pay for the out-of-pocket costs of Original Medicare. Different Medigap plans pay different amounts of these costs, such as copayments, coinsurance and deductibles. All plans cover the cost of Medicare Part A Hospital coinsurance at 100 per cent. Beyond this one benefit, the plans vary with what they cover, with some plans being more comprehensive than others. Medicare Supplement plans sold today do not cover prescription drugs, and you can not use them with Medicare Advantage plans.
We utilize a full educational approach to help you make your Medicare Decisions. Even before you become eligible we can help you plan ahead! We make sure you understand the plan choices and types so you know what will work best to take care of your health and your budget!

Find Your Affordable Care Health Plan
Getting health insurance through the Health Insurance Marketplace has never been easier. Our Enrollment Platform gives you direct access to all the Marketplace health plans all over the country.
Open enrollment runs from November 1st – December 15th. However, you may have a special enrollment that allows you to choose a new plan. Click on the Find Your Insurance Plans link below to explore your options.

Short Term Medical Insurance
Also called temporary health insurance, can provide a temporary solution to help fill gaps in coverage. Consider short term if you’re:
- Unable to apply for Affordable Care Act (ACA), also called Obamacare, coverage because you missed Open Enrollment and you don’t qualify for Special Enrollment
- Waiting for your ACA coverage to start
- Looking for coverage to bridge you to Medicare
- Turning 26 and coming off your parent’s insurance
- Between jobs or waiting for benefits to begin at your new job
- Healthy and under 65
Learn About Short Term Health Insurance
For these situations and more where you are stuck in a coverage gap, finding the best Short Term health insurance plan you can may be just the right solution for you.
Defined Benefit Insurance
Defined Benefit Insurance plans pay a specific amount for for procedures at the doctor, specialists, Labs, Pharmacies, In-Patient and Outpatient. . . You can use our concierge service to find the lowest prices in your area and we will pay our fixed price regardless. That means you save more when you negotiate with providers and use our debit card to pay the “cash price.”
Pay your doctor instantly at the time of your visit using your Sidecar Health payment card. Take advantage of discounts doctors offer when you pay upfront – since they don’t need to chase down insurance reimbursements – and get more affordable health care. And, say goodbye to surprise bills down the road.
Click Below to Get Plan Details and Prices.
Medicare Insurance
Are you eligible to receive Medicare? You may have Medicare plan options outside the federal system, Original Medicare (Part A and Part B). Find out about options for all the Medicare Advantage plans, Medicare Prescription Drug Plans, and Medicare Supplement plans.
If you want to remain with Original Medicare, you may be eligible to sign up for a Medicare Supplement (Medigap) program to help pay for the out-of-pocket costs of Original Medicare. Different Medigap plans pay different amounts of these costs, such as copayments, coinsurance and deductibles. All plans cover the cost of Medicare Part A Hospital coinsurance at 100 per cent. Beyond this one benefit, the plans vary with what they cover, with some plans being more comprehensive than others. Medicare Supplement plans sold today do not cover prescription drugs, and you can not use them with Medicare Advantage plans.
We utilize a full educational approach to help you make your Medicare Decisions. Even before you become eligible we can help you plan ahead! We make sure you understand the plan choices and types so you know what will work best to take care of your health and your budget!
Find Your Affordable Care Health Plan
Getting health insurance through the Health Insurance Marketplace has never been easier. Our Enrollment Platform gives you direct access to all the Marketplace health plans all over the country.
Open enrollment runs from November 1st – December 15th. However, you may have a special enrollment that allows you to choose a new plan. Click on the Find Your Insurance Plans link below to explore your options.
Short Term Medical Insurance
Also called temporary health insurance, can provide a temporary solution to help fill gaps in coverage. Consider short term if you’re:
- Unable to apply for Affordable Care Act (ACA), also called Obamacare, coverage because you missed Open Enrollment and you don’t qualify for Special Enrollment
- Waiting for your ACA coverage to start
- Looking for coverage to bridge you to Medicare
- Turning 26 and coming off your parent’s insurance
- Between jobs or waiting for benefits to begin at your new job
- Healthy and under 65
Learn About Short Term Health Insurance
For these situations and more where you are stuck in a coverage gap, finding the best Short Term health insurance plan you can may be just the right solution for you.
Defined Benefit Insurance
Defined Benefit Insurance plans pay a specific amount for for procedures at the doctor, specialists, Labs, Pharmacies, In-Patient and Outpatient. . . You can use our concierge service to find the lowest prices in your area and we will pay our fixed price regardless. That means you save more when you negotiate with providers and use our debit card to pay the “cash price.”
Pay your doctor instantly at the time of your visit using your Sidecar Health payment card. Take advantage of discounts doctors offer when you pay upfront – since they don’t need to chase down insurance reimbursements – and get more affordable health care. And, say goodbye to surprise bills down the road.
Click Below to Get Plan Details and Prices.
We Have Helped Thousands of Clients Find Affordable Plans

"As a college student, I needed to have insurance to get into school. I used Accurate Health Plans to find a Short-Term Medical plan. It was so simple."

"We want to have excellent health care. Accurate knows what it's like to be self-employed and made Obamacare a breeze."

"My company's employee health plan was way too expensive. The family price was astronomical. But, I found affordable options at Accurate Health Plans"

"My health is great but all my options were too expensive. Accurate Health helped me find a health sharing program that was affordable that my doctor's office would take."
Meet Our Agents
Mark McDade and Steve McDade specialize in helping individuals and families find the best Individual Health and Medicare plans.
We know our clients need to find affordable options that give them the most benefits. There is not a one-size that fits all.
That's why we have put together our portfolio of carriers and programs that will help take care of you from year to year. We look forward to working with you.