Do you need Medicare Insurance? Medicare Part A? Medicare Part B? Medicare Part D?
What is Medicare?
Medicare is the federal health insurance program for:
- People who are 65 or older
- Certain younger people with disabilities
- People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
If you are soon to be eligible for Medicare and want to find out what your options are, we can make the process easy. We have extensive experience with Medicare Insurance. Whether you are leaving a group employer plan, or a spouses plan, or maybe you’re aging in to Medicare at the age of 65, we can help.
One of the biggest mistakes we see Medicare eligible people make is dealing directly with Medicare, and directly with the insurance carriers. This fragments the process and just adds more confusion. What’s more, you could be sold a product that is more beneficial to a salesperson than it is to you.
If you have general questions and would like to discuss your options, Accurate Health Plans phone number is the only one you need. Call our office today, or submit an inquiry on our contact page to get the process started.
How we help with Medicare Insurance.
- Choosing the right Medicare Supplement plan
- Understanding Original Medicare vs. Medicare Advantage
- How to choose the most cost-effective prescription drug plan
- How to minimize your out-of-pocket expenses
- Understanding enrollment periods and penalties
- How to avoid higher Medicare premiums
There is 2 options if you need additional Medicare coverage.
Option 1 – Add one or both of the following to Original Medicare
| Medicare Supplement Insurance (Medigap) Offered by Private Companies |
| Helps Pay for some of the out-of-pocket costs that come with the Original Medicare |
| Medicare Part D Plan Offered by Private Companies |
| Helps Pay for Prescription Drugs |
Option 2 – Add one or both of the following to Original Medicare
| Medicare Advantage Plan Offered by Private Companies |
| Part C: Combines Part A (Hospital Insurance) and Part B (Medical Insurance) in one plan. |
| Part D: Usually includes prescription drug coverage. |
| May offer additional benefits not provided by Original Medicare. |
WHAT IS MEDICARE PART A?
Medicare Part A is Inpatient and Hospital Insurance. Part A coverage applies to:
- Covers Inpatient Hospital Stays
- Care In A Skilled Nursing Facility
- Hospice Care
- Some Home Health Care
WHAT IS MEDICARE PART B?
Medicare Part B is outpatient medical insurance. Part B coverage applies to:
- Services from doctor
- Outpatient care
- Durable medical equipment
- Preventative services
WHAT IS MEDICARE PART C?
Medicare Part C (Medicare Advantage) are privately managed, federally approved Medicare plans. Part C plans combine the benefits of Part A and B into one plan and may also include:
- Prescription drug coverage
- Dental, vision, and hearing coverage
- Wellness programs and telehealth services
WHAT IS MEDICARE PART D?
Medicare Part D plans provide beneficiaries with privately managed, federally approved prescription drug coverage. Medicare Part A and B don’t offer prescription drug coverage, so Part D helps:
- Manage prescription drug costs
- Provide discounts at in-network and preferred pharmacies
