Original Medicare
Medicare Part A and Part B provided by the federal government.
- Use any provider that accepts Medicare
- Add a standalone Part D prescription plan
- Consider Medicare Supplement coverage
- No annual out-of-pocket maximum by itself
Medicare Made Simple.
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Turning 65 or new to Medicare? Confused about your options? Accurate Health Plans makes Medicare easier to understand so you can choose with confidence.
✓ Local, licensed Medicare experts
✓ Personalized plan guidance
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We make the choices easier to understand
See the two main Medicare paths side by side.
We help you understand how each path works, what additional coverage may be needed, and which questions should be answered before you enroll.
Medicare Advantage
A Medicare-approved private plan providing your Part A and Part B benefits.
- Usually includes prescription drug coverage
- May include dental, vision, hearing, or fitness benefits
- Uses plan networks and service areas
- Includes an annual medical out-of-pocket maximum
Who Is Eligible for the Different Types of Medicare Plans?
Medicare eligibility generally begins at age 65. Some people may qualify earlier because of certain disabilities, ALS, or End-Stage Renal Disease.
Original Medicare
Generally for people age 65 or older. Some people qualify earlier because of disability, ALS, or ESRD.
Includes Part A and Part BMedicare Supplement
You generally must be enrolled in Original Medicare, including Medicare Part A and Part B.
Helps cover certain out-of-pocket costsPart D Prescription Drug Plans
You generally must have Medicare Part A and/or Medicare Part B and live in the plan service area.
Standalone drug coverageMedicare Advantage
You generally must have Medicare Part A and Part B and live in the plan’s service area.
Part C combines A and BSpecial Needs Plans
Designed for people with qualifying Medicaid status, certain chronic conditions, or institutional care needs.
D-SNP, C-SNP, and I-SNPVA • TRICARE • CHAMPVA
Veterans and military families may have Medicare choices that work alongside existing military coverage.
Review coverage before making changesCan I Enroll Right Now?
Medicare has specific enrollment periods. Find the one that may apply to you.
Initial Enrollment Period (IEP)
Seven-month enrollment window
Usually begins three months before your 65th birthday month and continues for three months after it.
Learn MoreAnnual Enrollment Period (AEP)
October 15 through December 7
Make changes to Medicare Advantage or Medicare prescription drug coverage for the next plan year.
Learn MoreMedicare Advantage Open Enrollment
January 1 through March 31
People already enrolled in Medicare Advantage may have a one-time opportunity to change coverage.
Learn MoreSpecial Enrollment Periods (SEP)
Available after qualifying events
You may qualify because of moving, losing coverage, Medicaid changes, or other circumstances.
Learn MoreHow Accurate Health Plans helps you
Compare Plans
We compare multiple available carriers and plan options.
Confirm Your Doctors
We help review provider networks and hospitals.
Check Your Prescriptions
We review medication coverage and estimated costs.
Explain All Costs
We look beyond the premium to total potential costs.
Enroll and Support
We guide you through enrollment and remain available.
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Ready to Find the Right Medicare Plan for You?
Our licensed agents are ready to help at no additional cost to you.
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We do not offer every plan available in your area. Currently we represent multiple organizations which offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program for information on all your options. Plan availability, benefits, premiums, provider networks, formularies, and costs vary by plan and service area.
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