What Is Medicare?
Medicare is the federal health insurance program for people age 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease. It helps cover hospital care, doctor visits, prescriptions, and other important health services.
Four Things to Know First
Who It Is For
People age 65 and older, some younger people with disabilities, and people with ESRD.
Run by the Government
Medicare is administered by the Centers for Medicare & Medicaid Services.
Helps Cover Costs
Hospital care, doctor visits, preventive services, prescriptions, and more.
You Have Choices
Choose Original Medicare or a Medicare Advantage plan that fits your needs.
The Basics of Medicare
Medicare is made up of different parts. Each part helps cover a specific type of health care.
- Part A: Hospital insurance
- Part B: Medical insurance
- Part C: Medicare Advantage offered by private companies
- Part D: Prescription drug coverage
Coverage That Supports Your Health
Peace of Mind
Reliable health coverage when you need care.
Helps Manage Costs
Protection from many high medical expenses.
Access to Care
Coverage for doctors, tests, treatments, and preventive care.
Quality Coverage
Medicare sets standards for covered care and participating plans.
Looking for the Right Medicare Coverage?
Our licensed agents can help you understand your options and find coverage that fits your doctors, prescriptions, budget, and health care needs.
Medicare Is Not One-Size-Fits-All
Everyone’s health needs, doctors, prescriptions, and budget are different. That is why it is important to compare coverage before enrolling.
Multiple Plan Types
Choose the coverage structure that fits your lifestyle.
Different Providers
Check doctors, hospitals, and health systems before enrolling.
Flexible Options
Plans are designed for different needs and priorities.
Expert Guidance
Accurate Health Plans makes Medicare easier to understand.
Common Medicare Questions
When can I enroll in Medicare?
Your Initial Enrollment Period generally begins three months before the month you turn 65 and ends three months after that month.
Do I have to enroll in Part B?
Some people can delay Part B without penalty when they have qualifying coverage based on current employment.
What is the difference between Medicare and Medicaid?
Medicare is federal health insurance based mainly on age or disability. Medicaid is a state and federal program based on financial and other eligibility rules.
How much does Medicare cost?
Costs can include Part A or Part B premiums, deductibles, coinsurance, prescription costs, and private plan premiums.
Get Personalized Medicare Help
We are local, licensed, and ready to help you every step of the way.